Culture and Core Values
NTL Culture Wow
At Ngern Tid Lor, we are determined to operate with the belief that everyone has the right to access fair and transparent financial services.
We thank all investors for your interest in investing in debentures of Ngern Tid Lor,
a leading provider of vehicle title loans and a non-life insurance broker
with branches nationwide.
We would like to inform you that
“Ngern Tid Lor”
is not a publicly traded company listed on the stock exchange.
We only issue debentures to give investors the opportunity
to receive returns from the company's business operations.
Ngern Tid Lor upholds the principles of corporate governance.
Strive to become a financial
institution that helps the
country's grassroots consumers.
Deliver financial betterment
through simple, appropriate
products and services in a
convenient and fast manner.
Focus on potential development to
produce quality personnel to work
together towards a common goal.
We are an affiliate of Bank of Ayudhya
Public Company Limited.
We have branches nationwide,
covering 74 provinces.
Ngern Tid Lor Debentures
In 2019, TRIS Rating assigned Ngern Tid Lor’s credit rating and outstanding senior unsecured debentures a rating of "A-" with a "stable" outlook. This rating not only reflects consistent business performance and steady growth but also good risk management practices and well-distributed customer base and nationwide branches.
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